Due to my work hours getting cut back lots I got behind on my payment to Canadian Tire MasterCard which had no choice but to contact a colection agency.
A few weeks ago I sent a cheque with "VOID" written on it meaning once the cheque is deposited in the collection agency's bank a certain amount of money would be how much I pay.
However, due to another colelction agency taking more than half my paycheque, to ensure MJR Collections doesn't do the same I wrote at the bottom of the cheque, $25 weekly for Canadian Tire MasterCard.
Thought it would end there. NOPE! Not at all. MJR Collections sent my cheque back to me with a handwritten note on a post-it note that read "we do not accept void cheques." A collection agency that doesn't want money? Can you imagine that? I'm surprised as you are.
So knowing how collection agencies operate, by lying, I knew they'd probably claim I don't want to pay. So what I did I wrote(sending a copy of the void cheque, a copy of MJR's post-it note reply and a copy of the envelope showing the postmark of when MJR sent me that letter. A copy of the letter was sent to Canadian Tire MasterCard in Toronto, to the MasterCard Payment Centre in Quebec, to Trans-Canada Credit Bureau in Hamilton, to the Toronto Sun newsroom and to MJR of course explaining due to MJR not wanting to take my money(ALL THEY HAD TO DO WAS PUT MY CHEQUE IN A BANK AND THE BANK WOULD'VE HANDLED IT FROM THERE)I am now paying Canadian Tire MasterCard and NOT paying MJR Collections since MJR doesn't want to take money from me.
The first payment was made yesterday(Canadian Tire won't get it until Tuesday as that's how long it takes to clear online banking I've learned).
Ever since MJR Collections has been calling daily DAILY(no doubt now truing to cover their butt after they refused to deposit the cheque in a bank) leaving messages on my voice-mail and calling leaving messages at work for me. Normally I'd return calls but due to MJR Collections refusing to take money from me I have nothing whatsoever to say to them. All they had to do was deposit the cheque in a bank but MJR DID NOT want to do that.
By MJR Collections constantly phoning that is harassment.
I want MJR Collections to quit calling me effective immediately. What part of "I will be making $25 weekly payment to Canadian Tire MasterCard and not to MJR Collections" does MJR Collections not understand?