I live in Nanaimo BC Canada. My father passed away unexpectedly on Dec 1, 2009. I contacted his Sears Mastercard account right away and sent his death certificate to them promptly. When they sent a bill to his estate for$4522 I told them he died with only debt. They were very specific that they needed an official notarized signed letter stating this fact. I spent $30 and did exactly that, with a local lawyers office(Krogg Comapany 250-716-8755). I even called Chase Manhatten before I mailed it to see to certain I was sending the letter to the correct dept.
I did exactly as they asked and my Dad didn't even have a will or an estate drawn up. I am tired of getting letters from these people.
Thank you for your time