I took my loan of $5000 out last summer, 2006.I know that I am 100% responsible for the money I borrowed and am fully aware of the interest rate involved. I don't dipute that I owe it and by no means is it my intention to flake on the loan. Circumstances beyond my control have made it a difficulty to pay my payments. I explained this to Cash Call on more than one occasion. Every day they call, and everyday I explain the same things to them. They are probably some of the most vicious people I have ever dealt with in my life-on any level for anything.
Recently, I told them my intentions, I would make my payment on certain day (which was about 8 days late on the second of 2 payments due). I agreed that I would take the hit on my credit for the 30 day late-after all it is my responsibility. However, I was told that if I did not have the payment wired and in their office by 9 pm that night (it was about 8:20), I would be in default and they would only accept the full balance. So I told them to do what they had to do. Two days later they call me and ask me what is going on and why is my payment late. I again explained my position, and then told the guy, Chris, to never call me again. The harrasment was beginning to make me ill-literally. My phone rang about 20 times a day-no less than every 30 minutes-at work, home and cell. I have been told that "they will come to my house and break my kneecaps for their money, because it is just like a loan shark" and that if "I paid my bills" they would not have to call me; and that it is not a "question of morals if I have to choose between paying them and helping a terminally ill family member, because they want their money"
Finally I decided to have my number disconnected at home and cell. I sent them a certified letter requesting they do not contact me at work. I made it perfectly clear that my address has not changed. They continue to call my work. I tried to poay them, make arrangements, be honest-they could have cared less.
I would love to see a class action suit against this company for all of the harrassment and suffering thay have caused the tons of people who relied on them in a time of need. Not sue them cause I owe them, because I take full repsonsibility for that obligation, but to bring them down for they way they cause people who need help-to feel like worthless individuals. God help you Cash Call employees, you reep what you sow, and eventually you may find yourself in the same situation-and I hope someone treats you as badly as you treat everyone else...
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