First Capital called me in May 2002 offering me an UNSECURED credit card with a limit of $2000.00. I thought, this is too good to be true, but for some reason I let the sales rep make me believe this was REAL.She told me all I had to pay was a $199.00 membership fee and I'd receive my card with $2000 in a week or two (she said she would put a rush on it). I gave her my banking information and hung up. Then it struck me, why didn't they ask for other information, like social security # and DOB like most credit card companies would do. I decided then to sit down at my computer and see it I could find anything about them. I was so shocked when I found them on canada-complaints.coms. I knew I had been scammed. I learned a valuable lesson, when it sounds too good to be true, it probably is!! LisaVirginia Beach, Virginia
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