I was ripped off by these people. I got my money back. I found that in the state of OHIO they have to be licensed to telemarket here. I called the state Attorney General's office and filled a complaint, I also filed with the F.T.C. at FTC gov.org, and I had my credit union return the funds to my bank thru the Federal Banking Commision.
This Company (World wide and Dominion Financial) and among other telemarket credit card fraud companies, are all based out of P.O. Boxes in Champlain, New York with a zip of 12919-???? They all have 866 phone numbers which are out of Canada. They think they can't be touched there but the FTC and The federal banking commision rule in this country. World wide card network states that they are not involved with these compaines. It seems funny to me, WHY WOULD anyone pay for a debit card with a visa or a master card logo, when you get them free from your bank when you open a checking account. That is why they offer it as a credit card when you are talking to them on the phone. I hope this helps everyone.