George Keramaris and Preventative Health Services sold us "Extended Health Cover". They claimed that they were acting as agents for 'Manulife'. We paid him in advance and in good faith a total of $259.20 as premiums for Dec.2009, Jan.-Feb.-March 2010. We were told that when we receive the 'Activation Account Key' we can begin submitting claims online. We also purchased a 'Professional Liability Cover' for 2010 and paid him $366.20.
We did NOT receive the 'Activation Key' and instructions untill around the last week of January 2010. On Jan.28-2010 We receive an email advising us that the 'Extended Health Cover' will be cancelled in as of Feb.1st 2010. That's after he made sure he cleared and cashed the cheques. We called 'George' and spoke to him and his wife 'Thelxi'. When we asked for a full refund of the money we paid, Mr Keramaris started yelling and the conversation became emotionally charged. Mr George Keramaris concluded by saying: " YOU WON'T GET WHAT YOU ARE ASKING FOR AND I AM ALSO CANCELLING YOUR LIABILITY COVER". They claimed that it was not him who cancelled it but the insurance company itself, yet he's the one who took the money and refuses to give us a refund.
We feel that we are not alone and not his only victims. The funny thing is he still advertises "Extended Health" on his site. We spoke to insurance brokers since and were advised that the only way he can give us this kind of Health Cover is to actually be enployed by him then it becomes a Group Cover. So he takes the money and runs after issuing us worthless documents.
This guy operates under at least four business names and may be more, ripping off people across Canada. God knows what other schemes he's running and how many people they've ripped off.
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