I, like the persons from Denver and Port Huron got ripped off by this sick excuse for a company called Debt Free Financial. I too worked with the lousy Audrey Brooks.
I have been taken before, but thought this seemed legitimate since their so called "new program" for people with poor credit made sense to me. The "program" has you pay a certain number of months of your loan payments up front and then in turn you don't make a payment for that number of months. Sounded sensible to me for them to use my money as security or collateral. And I was having difficulty finding a personal loan anywhere else. SO, I FELL FOR IT!
I wired $800, was told the loan would be in my account the next day, got the call from Audrey the next day saying "State Farm Insurance, " the insurer for the loan said that something showed up in my credit report that didn't the first time and that I needed to wire $800 more, did so, and have been fighting with them ever since. This all started in January! By the way, I contacted State Farm about this, and they were livid!
I have called, faxed, sent overnight letters which came back undeliverable, etc etc. (Interesting that the overnights came back since I sent my first $800 originally by money order since it was not explained well to me that they only accept wired money, and that was delivered by the same overnight courier! ) I think they have my phone number figured out and will not answer my calls, and they simply refused my overnights.
I an sick about this.... I was only trying to better my situation and now I am in even deeper. I borrowed from two people to get the money to wire. I am sick and tired of losers in this world who take advantage of people like me! They will have to face the Creator some day! They will have their comeupance! What goes around comes around! I have contacted numerous agencies and organizations to try and get these weasels caught! Wish me and them luck!
And if anyone knows of a good personal unsecured loan source for persons with poor credit, please let me know.