This company premier solutions sent an email stating you can apply for a loan regardless of your past credit history. once i applied for it, they called me a couple of days later to tell me i was approved for the loan which was 5, 000(minimum).
i was to send a copy of a recent paystub, driver's license and ssn card. once sent they faxed me the 12 page agreement which after i read seemed legitimate. i signed and faxed it back to them and spoke with someone to see if it was received. they said it was recieved and my loan money should be in my acct 24-48 hrs.
this was on a friday. monday came and nothing in my account, so i called them and the person that day told me it should be there that afternoon on the next morning. next morning came and nothing, so i called back and was transferred to the customer service, so i thought and was told by a rep that they ran a second credit check and it shows i owe 550.00 more.
at that time i was upset and asked them first why would they run a second credit check and secondly why when i called the day before someone told me my funds were sent so i should recieve them.
i also asked her why no one bothered to call me to inform me of that and at that time she said my consultant should've called me. so i asked to speak with someone higher and she told me there was no supervisor there on tuesdays and thursdays.
this young lady's name was angie smith. i then proceeded to tell her that i know someone there has to be in authority that they are not there supervising themselves. she then put me on hold and a young man answered and when i asked who he was he then hung up. i called back several times and each time they put me on hold or hung up.
my consultant was thomas watson and the so called supervisor there is james collans who also hung up on me 4 times. they would either place me on hold until the phone hangs up or until i would hang up.
the next day i called back to speak with karen ocklowsky who's name is on the contract as head accountant of financial dept. she supposedly got on but i know it was one of the consultants
i began to explain to her the situation which i knew she already knew about because everytime i called and they asked me my name and i told them who i was they would hang it up and claim they put me on hold.
so i was speaking with her and told her they were breaching their agreement because it does not state on there that they run a second crdt ck and my amt we agreed upon is on there also.
she stated they run a second credit check to see if the amt given was correct. i proceeded to tell her that is something you do before a contract is sent out not after. i again told her they were breaching the agreement.
i then asked for her supervisor which she told me she did not have one. i asked her was she running the company because she has to have someone over her, she then hung up the phone.
after that they continued to put me on hold and hang up after that time. i then received james collans again because they did tell me they will fax me a refund letter so i can get my money.
so he faxed it to me and i received and signed it the following day but now i have called them back 3 times to see if it has been received and the first time they said no so i refaxed it.
the second time they placed me on hold again until the phone hung up and when i called back they placed me on hold for over 12 min until i hung up.
i learned this is what they call an advance fee scam, they are still there but will place me on hold because i believe they have run out of lies to tell. there is nothing else to fax.
these individuals are dishonest and very rude, i am still trying today to contact them but again they just place me on hold.
Little rock, Arkansas