DELL FINANCIAL SERVICES
SCAM Always read fine print or get very very screwed!

I can't believe it! I am someone that got sucked into all this media and marketing! I purchased 2 computers in 2004 for the company. One laptop and a desktop. I was pressured into taking a monthly payment, heck it helps! Or so one would think.

So for 36 months, I paid 128.18$. It came out to 4614$ and some change. The actual value of my computers were 3254$. Okay, a lease is okay when you pay in interval and a 25% interest over the years.

I really thought it was a lease to buy. It actually was a lease and then you were to continue paying to purchase it at "fair market value" (whatever that means!) for what turned out to be 9 months. I paid 1150$ on top of this lease!!!

Turned out my systems cost my a grand total of about 5780$. That's 77% on top of the actual value! I got royally screwed! What can I do now about all this???

I figured I'd call the BBB, but I've already dished out the money. If anyone has advice, I'd like to hear it.

Phil
Montreal, Quebec
Canada