Canada-Complaints.com » Business & Finance » Complaint / review: Wilmington Financial Trust - They took $1725 from me promising to give me a loan for $8000. I never recieved it and now my family and I are homeless. Shelbyville Kentucky | #19253

Wilmington Financial Trust
They took $1725 from me promising to give me a loan for $8000. I never recieved it and now my family and I are homeless. Shelbyville Kentucky

I was in a financial bind and neede a loan for $8000 to get ahead. I went on line and looked up high risk loans since my credit isn't very good. I filled out some online applications and on September 25, 2007 I was contacted by Carla Hampton with Wilington Financial Trust. She told me I was approved for the amount that I needed and that she need some information from me. I verified the information. She then told me that there was three ways that I could obtain the loan, (1) a co-signer (2) collateral or (3) I could get what they called a Loan Insurance. She explained the policy and told me that they would pay half of it and I would get reimbursed after I made 3 consecutive payments. I needed to pay $995.

On October 2, 2007 she sent me the disclosure documents to my email and gave me the instructions. I was to fax back 2 signed pages along with my DL, copy of the last 2 paystubs and a voided check. I was told to go to Walmart and do a Moneygram to a a man by the name of Steve Walters in Halifax, Nova Scotia, Cananda. I was to call her back with the reference number and that the $8000 would be in my account within 2-3 hours. Carla also told me to fax the reciept within 10 days and they would reimburse me fee for the moneygram. I did all of it and checked my bank account nothing was there so I called the company and had a very difficult time getting through. When I finally did get someone on Oct. 3rd, I asked to speak with Carla they told me that she worked the late shift and would be in at 4:30 pm. I then tried to get her again and no luck. I kept on making phone calls all day Thurs. I did reach a woman on Thurs. late and she told me that Carla was out until Tues. Oct. 9th because of the holiday weekend. This woman asked if she could help I explained that I was told that I'd have my funds in 2-3 hrs on Oct 2nd. and that the money wasn't there. She said she would get ahold of the lender and find out what happened because from what she could see the funds were released. She called me back and told me that the money was being held in the Federal Reserve and would be released in 5-7 days because it was an international transaction.

I let it go until Oct 9th and again began calling the company and my bank to find out if this type of transaction is normal. My bank told me that it can go through a second party before coming to my account. I kept trying to get a hold of Carla and could not get through. I was getting very upset by the time the 5th day came around and I left messages and pages for Carla or anyone to get back to me, no return calls.

On October 11th I finally did get a hold of a lady who claimed she was a supervisor (Amanda Young) and I explained everything to her. She told me that Carla was out for a week due to a training meeting. She told me that all loans were frozen and that my was brought back because someone had stolen some money with in the company. She stated that the funds were getting released on Tuesday Oct 16th. I asked her is this guaranteed to be in my account Tues. She said yes and she told me that if I needed to get a hold of her at anytime that I should tell the receptionist to connect me with her. I again verified if this was going to happen on Oct 16th she again promised me that my laon would be in my account.

I waited until October 16th and still no funds. I have been scammed and out $1725. My children and I have lost our apartment and are now homeless and are going to have a difficult time finding a new place because this whole mess has cause my credit to be really bad now. I am devastated that I was so stupid to believe these horrible people. I wanted to believe that they were going to help me and they made things extremely worse for me and my family. I even had heard about Loan Insurance before that is why I believed this was ok. I even tried to find out about the company and couldn't find anything on them. Even the disclosure papers seemed on the up side, they read no different than other contracts that I have signed. I warn anyone to be very careful when dealing with people and company's like this.

I hope to push for the authorities to put a stop to this type of criminal action and to stop the transactions from going between countries. Anyone who has been a victim of this scam please contact the FBI, Better Business Bureau and any other government agencies that can help stop this horrible crime against innocent people.

Date:

Company: Wilmington Financial Trust

Country: Canada   Province: Nova Scotia   City: Halifax
Address: 18 Village Plaza Suite #300 Shelbyville, KY 40065
Phone: 88822695352

Category: Business & Finance

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