I do not know how they got my personal information, but was contacted by this company telling me I was approved for a 20000. unsecured loan, at a 6.99% rate. After sending all information to what I thought was Superior Financial, and beleiving that I was already preapproved, I was informed that I would have to carry insurance on this loan for the amount borrowed. Having loans before knew that this is one coverage that is not required but was willing to have this insurance added to my loan.
After a lot of discussions with Victoria Parker, and a lot of phones calls later (which I kept getting disconnected or sent to some guy on a boat) I was informed that I would have to send 1750.00 for the insurance ahead of time by Western Union, and then the loan would be put in my account with in 2-3 hours after they recieved the 1750. Victoria was evasive, never called me back when she told me she would, and when I asked for the insurance company's name of who was requiring the insurance or who was writing the insurance up for this loan was given a 866 and was told to select ext 1...
When the phone call went through, it was Superior Fiancial again and I pushed ext 1 and a man named James came on the line and said that he was handling the insurance. They were all very unprofessional and could not account for any of the things I was asking for, and they started to give me the run around..When I asked James who he worked for he was evasive and could not tell me..
so I called Victoria Parker up, and said that I did not want a loan I had to pay for before any funds were released, and I also informed her that the BBB had there business as out of business and that they had 7 complaints on them through the BBB, she assured me that they were all taken care of and when I told her about the information I found on this site, she said this site was considered a scam in itself..she stuttered alot and could not answer any questions there on.
I want people to be aware of the scam artests who promise loans or credit cards and want money sent to them before hand. Yes, I wanted to consolidate all of my dept, yes, I was interested, but Thank God, I had enough since to stop this before anything was done. (I have notified my bank, and all credit reporting agencies to please look for any fraud and notify me immediatly)