On Friday the 20th of Nov. I was approved for a online loan. After contacting the Financial advisor Henry Stern I was told I needed to insure the load for $495 because they do not do a credit check, and I was to western union the money and be reimburssed for the fee to send it which was $40. I was told after I sent the money I was to recieve my loan 6-12 hrs into my account, a contract was faxed to me to fill out and return. On Saturday I had not recieved any money from them so I called Henry back and was told that they are having problems with several accounts and was getting the issue fixed and a worst case senerio I would get the money Monday morning. I called today and still no money, now they say that there are 3 different ways we can solve this. 1. I let them do a credit check and if it is good they will ok the loan. 2.I send them the first three payment of $195 each to get the loan. 3. I get a refund. I asked for the refund and now they say it will take 10-15 days to get the money I spent to get it back. The $495 inssurance was going to be be refunded after the first three payments were mad and the sending fee for western union was to be re funded instantly. The number for western union is MTCN:353-935-3713, Henry stated that he recieved the money. Now when I call the number and enter the ext. 103 I get disconnected, but if I call from a different phone it goes thru to his voice mail. The customer service is never available to speak to. I have all my reciepts and the contract in hand. All I want is my money backand I cant afford to wait 10-15 days. If they are really going to send it
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