I think I may have been scammed:
I really didn't take notice of it until late last night when trying to lookup a website address that I was referred to.
It all started out yesterday morning when someone from Toronto called me about a credit card offer. At first I was a bit skeptical because I wasn't interested in any special deals, nor did I have the money to sponsor it.
The call lasted for about 45 minutes and the guy on the phone convinced me that it was the credit card for me. I didn't have to give my social security number, he just verified my billing address and told me that the one time processing fee of $249 could be debited from my checking account. He threw in so many perks that I absolutely went for the deal hook-line-and sinker!
I went through the verification process and agreed to let them debit my checking account on the 16th of August.
I didn't think anything about it again until I tried to look up the web-site address the guy referred me to and then started reading about credit card scams and a lot of the letters that I had read had sounded similar to my situation.
I decided to call the numbers I was given and to my discovery the number that the guy called from : 416-847-0014 was a home number and I had just got that person out of bed. The customer service number that I was given: 1-866-646-2246 says it is only available from the hours to 10-5 eastern standard time, but leave a message and someone would get back to me within 24 hours. I tried this number several times today and was unable to get through. The telemarketer told me that if I ever needed to get in touch with anyone regarding the account that I should call that number and leave his representative number which was 9921 (his name was Richard) and he would get back to me as soon as he received the message.
The verification guy Jason was very business-like but I suspect that is how they operate and he had instructed me that my verification call was being recorded. I had to give my checking account routing number and account number so that they could debit my account.
Now I was told that I would receive my card within 3 weeks and my starter package in a couple of weeks and that I needed to sign the card so that they would have my signature on file, but after reading the horror stories I am at a loss. This has never happened to me before and the only reason I consented to this was because I had obtained a legitimate credit card that way once before.
Richard provided me with an address that didn't seem to coincide with Toronto:
1 Hanford Plaza
263 Tressor Blvd, 9th Floor
Sanford or Hanford with a zip code of 06901
All I seem to remember about the name of the company was Capital something or something Capital and Credit.
At this point I am wondering what I can do to protect my money and not allow the ACH to happen (if possible)
and is there any way you can check into this?
I'm not a rich person so the thought of having someone take my money on a fraudulent basis is disturbing to me.
Oh yeah their supposed web site is supposed to be:
https://www.yourbenefitz.com
No such site exists!
Cynthia
Denver, Colorado
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