First Capital Consumer, US Guardian, First Guardian National Benefits
Ripoff lies and run around screwed others too

Like many i received a phone call saying i had applied for a credit card. they took my information, deducted $199.95 out of my checking account and promissed 2 credit cards one master card with a credit limit of $2000.00 and one visa with a credit limit of $2500.00. i was told that they both had cash advance, balance transfer, no monthly annual fee, and 0% finance for 1 year. i was then told i would receive my credit cards 4 weeks after the date of withdrawl from my account. that day came and went and i called the number they gave me and the phone was busy or i got a recording, no one returned phone calls, no supervisor was ever available to talk to.

Now i am told that i am only recieving a large package in
the mail and it has signature cards in it. they said to sign them and send them back and then in 3 more weeks i will receive my cards. that is when i learned that master card is secured and visa might not even send their card because it is only an application of some sort. almost 2 months later of long distance calls and horrible conversation (because the english they speak is not good) i still have not received my so called package. nor do i believe i will.

oh they say you can get your money back as long as you dont open the package and send them with a copy of the bank statement when it was deducted.

they know what they are doing they just play stupid and make you think they dont know anything.

kari
odessa, Missouri

Company: First Capital Consumer, US Guardian, First Guardian National Benefits
Country: Canada
Province: Ontario
City: Toronto
Address: 1992Young St
Phone: 8007871583

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