First Capital Consumers Group
Fraudulent representation, wrongful procurement of funds, wrongful access to checking account consumer fraud ripoff

I was contacted by First Consumers on June 5, 2002 and offered a Master Card with a credit limit of $2, 000, in exchange for a one-time "activation fee" of $199, which fee was to be electronically debited from my checking account on June 14, 2002.The funds did not actually come out of my checking account until June 19, 2002, so I called First Consumers to inquire about the delay. I was transferred to an individual who claimed to be in the company's "accounting" department, and he told me the delay was a problem between their bank and mine. Because I know this information was incorrect, insofar as my bank is legally obligated to immediately transfer funds requested electronically--presuming the acquiring bank has my approval to withdraw the funds--I immediately became suspicious. I looked up First Capital on the Internet, and there is no reference to such business--only to your website. I have lost $199 and now know I will not be receiving any credit card from this entity. I will be filing a formal complaint with the Attorney General's office, along with a printout of this report and subsequent responses. MichaelOmaha, Nebraska

Company: First Capital Consumers Group
Country: Canada
Province: Ontario
City: Toronto
Address: Ontario, Canada
Phone: 4164884664

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