Someone by the name of Andre Jones contacted me to inform me that I had been approved for a $5000.00 loan. My monthly payment would be $157.00. He wanted to send me a contract via email or fax. But before he went any further, I ask him "how much is this going to cost me" He then said that I would have to pay $750.00 15% of the loan for insurance. I told that I did not have that kind of money. He then said he would be willing to take 10%. I then told him I did not have that amount either. He said that the insurance was because of my bad credit. I told him no thank you, and hung up.
Not less then 2 hous later, the same person called me back and left a message on my recorder telling that I was approved for a $5000.00 loan. These people are so hard up to scam people that they don't even remember who they contact. So anyone out there that is desperate for money, I suggest that you go with your gut feeling. When a Finacial institution offers or appoves a loan they allways include the fees with the loan.