Ghettosoft Media has STOLEN money from my business bank account.
On 4/23/03 My business fax line rang and the caller ID showed the name Ghettosoft Med. and gave a 514 area code (Quebec). Because the same ID had shown many times over the previous week with no fax coming through, I answered the line to inform the caller that they had an incorrect number and were dialing a fax line.
The person on the other end asked for one of my employees. I had my employee take the call and put it on speakerphone because I was curious as to what sort of company would name itself "Ghetto".
The person on the line stated that they were calling to verify information so that they could send out a credit card to the employee. They were asked what credit card and from what company and they said that they weren't allowed to give the credit card company's name. They were told that if they couldn't give out the name of the company that they weren't going to receive any information. They said that they just wanted to verify that the credit card was being sent to the correct address and person.
When asked what address they were to send it to, they hem and hawed around. We asked where they were calling from and they stated they were calling from New York (the caller ID said 514 area code - Quebec). Again they were asked for the credit card company name. They then gave out a customer service number to call if more information was needed. They stated that the customer service number would answer all these questions.
The customer service number was dialed about 2 minutes later and the same person answered the customer service number and again wouldn't answer who or what the credit card company was or the information they had was about.
We asked to speak with the person's supervisor. We were put on hold and then a person came on the line. When asked his name he said that it was Lawrence Bahar. He said that his company was an independent contrator for a major credit card company and that their job was to verify account information and make sure that the credit card was shipped to the correct person and address.
We stated that we have numerous credit cards and have never had any "independent contractor" call on behalf of a credit card company and certainly not one named Ghettosoft. He keep saying that his company just wanted to make sure that my employee received his credit card. He was asked point blank if his company was attempting to receive some sort of service or processing charge. He stated "No, there is no charge. We are paid by the credit card company."
At that point we asked if he would mind if we recorded the phone call. He got very defensive and stated that it was illegal to record phone calls. My employee informed him that it was not illegal as long as the other party was informed that the call was being recorded.
When asked again what information is it you have and are trying to verify. He said "Your address". He was told if you are under contract with the credit card company you have all the information you need. We do not give out any information over the phone. The call was then ended.
On 5/19/03 I accessed my business online bank account and found an $89.00 electronic check had been charged. When the check was pulled up it stated that the check was made out to Ghettosoft Media, Inc. The back of the check shows for deposit only, Go E-Merchant Bank, Ghettosoft Media, Inc., their account number, and their banks ABA #.
The back of the check also shows it endorsed by The Bancorp.Com Wilmington, DE 19009.
Ghettosoft was absolutely NEVER given any account information. They were NEVER authorized to generate an electronic check to my company bank accout.
Further, Bank of America honored the electronic check which wasn't even generated with my company's name on it though it did have my company's bank account number.
Somehow, Ghettosoft Media has obtained bank account numbers illegally. They at no time were given the company's account number which is obvious due to the fact that they didn't put the company name with the company account number but used the employee's name with my company's account number.
A fraud claim has been filed with Bank of America. A fraud hold was put on the company account which makes it appear that the company checking account is overdrawn by $888, 000 if anyone attempts to verify any company banking information. This is Bank of America's way to identify an account that has been subjected to fraud. I now have to go through the added time and expense to open a new company account and am waiting for further instruction from the Fraud Claims Department. I will most likely contact the FBI myself to report this fraud.
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