I recently went in to get an RRSP loan through the CoOperators. CitiFinancial is one of their recommended lenders.
To make a long story short- my credit score is around 730-750 and CityFinancial attempted to charge me 30.99% interest on a $1500 RRSP loan. The also tried to talk my wife into a debt consolidation loan at 25% interest (her credit record is comparable to mine).
Needless to say neither of us will do business with CitiFinancial now or ever. We were both able to get RRSP loans for 4.5% elsewhere.