Canada-Complaints.com » Business & Finance » Complaint / review: Medicard Finance - Never Use MEDICARD | #12688

Medicard Finance
Never Use MEDICARD

The reason I have decided to sumit this complaint is to prevent anyone else from having to go through this much trouble with a company. I must say it was quite simple to aquire a loan from Medicard the problem lies in the fact its almost impossible to pay OFF the loan. I had phoned in a month ago asking what the best way to pay them. A fax needed to be sent stating the amount to be withdrawled from my account and signed. So, I sent in the fax. On the date the full amount was to be taking out only the usual monthly amount was taking. So, after a week I spoke with a employee who was very understanding but otherwise un-helpful. He said he would have the money taking out asap and would call the next day to confirm. He never called me back nor did anyone else. Two weeks later I call again and speak with a female employee who says she will have the money taking out and will make sure no interest will be added from the time that I have been waiting for the money to be taking out. About 2 hours later I recieve a call from the manager "Pierre" who rudely informs me that they can take the money out BUT I will have to pay the interest up till the time it will be took out! I really dont care about paying $20 or so dollars but the fact that I have been calling and speaking with pretty much everyone in the company and "Pierre" is making it seem like this was my fault. All in all Medicard is a joke of a company that no one should ever use.

Rosemarie

Date:

Company: Medicard Finance

Country: Canada   Province: Ontario   City: Toronto

Category: Business & Finance

1 comment

July 27, 2012 08:22 PM
I borrowed $17, 000.00 and am paying back $31, 000.00 in total. That's $14, 000.00 that Medicard is making off of me. I have paid $19, 500.00 so far. Sometimes my payments are late, but it ends up getting paid within a few days or weeks, plus they also charge me another $30.00 for each NSF fee and my bank also charges me $40.00. My loan is split up into four different accounts so if all four payments are late it costs me an extra $280.00 that month, on top of my payment of $540.00... needless to say, I don't intentionally make late payments! So, ...a few months ago I had a decrease in income. I contacted Medicard, explained my situation and asked if we could work out a payment plan which would fit my new budget. This way I wouldn't default on my payments and Medicard would still be paid the money I owed them. They flat-out refused to assist me. I began missing payments. I tried to reason with them again. They ordered me to send all of my financial info - income statements, bills, and a monthly budget. I faxed them everything they requested which clearly showed that my expenses were more than my income. They refused to assist me again. I have received many rude phone calls, nasty voice-mails, letters and emails. I have dealt with eight different people over the past few months as they keep passing around my file, and each time I have to re-explain everything (even though it is all documented in my file) then I am humiliated all over again. I am still making payments (about half of what I should be paying each month plus the NSF charges) and am still dealing with the soulless jerks that work at Medicard. Trust Me--- you DO NOT want to deal with these people. This loan company will rip you off and treat you like absolute garbage!!!
Information
Only registered users can leave comments.
Please Register on our website, it will take a few seconds.




Quick Registration via social networks:
Login with FacebookLogin with Google